Posted by: pizzainmotion | January 14, 2013

Answers To The Remaining Questions On The American Express BusinessExtrAA Platinum Card

Don’t forget to enter my contests for a free roundtrip ticket on American Airlines and/or 25,000 United MileagePlus miles or Hyatt Gold Passport points!  Today is the last day to enter. Comment as much as you like, each comment earns one entry.

It took me some time, but I’ve found out some more answers on the American Express BusinessExtrAA Platinum Card.

First, I confirmed the annual fee is $395.

I also confirmed this is a true corporate card, which means no personal signature (doesn’t affect your personal credit).

I was also able to confirm that American Airlines’ purchases qualify for both the 4% rebate AND the 1% rebate (paid in AA gift cards for all spend on the card).  So, if you don’t have an AA travel account but you do have access to the 5% AA discount codes floating around the internet, it’s pretty easy to get to 10% back on all your tickets.

There is a companion ticket benefit, but it’s weak.  You don’t receive a companion certificate until after you’ve had the card one year.  You get one per year after that for use when you purchase a ticket at $299 or higher.

Now, for the odd part.  The card earns BusinessExrAA points in one of two ways:

1.  This is the weird part.  You’ll earn 3 points for every $20 you spend on AA travel.  Current members of the BusinessExtrAA program know that you earn 2 points for every $10 spent, so this part of the benefit is actually weaker then what the general public earns.

2.  You’ll earn 1 BusinessExtrAA point for every $20 you spend on everything else.

Bottom line, with no bonus categories for anything other than AA travel, this is not a card I would invest the time and energy into applying for.  That means you’ll only earn 1% back plus whatever you value 1/20th of a BusinessExtrAA point.

Cards like the Ink Bold and Chase Sapphire card have plenty of bonus categories to earn points from.  And a card like the Starwood Preferred Guest American Express Card earns currency that has far more flexibility.

I don’t earn any referral credits for any of these cards.  The last 3 I note above just happen to be my favorite cards.  And, after doing the research, I don’t see any specific reason to recommend the American Express BusinessExtrAA Platinum card unless you’re specifically looking for a corporate card with no personal credit implications.  In that case, this card has better earning potential than the corporate AMEX card, which only earns 1% back on spend.


Responses

  1. This definitely sounds like a card worth not getting!

  2. For the $$ amount, AmEx Platinum is a better deal w/ better perks

    • Will F, agree 100%.

      Regards, Edward Pizzarello

  3. Worth it if you book lots of AA travel.

  4. […] Pizza in Motion follows up with additional details on the Business ExtrAA American Express card. […]

  5. What a great way to start the New Year.

  6. Holy mackerel, somebody who ISN’T flogging their referral links!!

    • PH, I’m always happy to get someone to click on a referral link if it fits their strategy. But, for the most part, I only have referrals to a small number of cards. And, quite frankly, I think I’d be bored writing about credit cards every day. 😛

      Regards, Edward Pizzarello

  7. Thx for additional input

  8. I really hope I win the United points! Finally getting leave this summer from the Navy and I need a few more points to go to Europe. Good job with the blog!

  9. Enjoyed the post, as I have all so far (new subscriber). Thanks!

  10. Would love those UAL points. Thanks for offering such a great prize to a lucky someone.

  11. […] Answers To The Remaining Questions On The American Express BusinessExtrAA Platinum Card (pizzainmotion.com) […]


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